The Price of Waiting
See how delaying your 0050 ETF investment could cost you — based on real historical returns
Potential Lost Wealth
NT$ 0
By waiting 3 years, you're losing approximately NT$ 6K per month in future value.
Portfolio Growth Comparison
Based on real consecutive 0050 ETF returns (2003–2025). Past performance does not guarantee future results.
Source: Public market data
Uses real consecutive historical returns. Click a year above to choose a start year, or click "Random Start Year" for a random selection.
What is the cost of waiting?
It's the money you give up by starting to invest later. Compounding needs time, so investing the same amount one year later often costs far more than one year of returns. This calculator shows the gap using real historical data.
How does this calculator work?
It uses 23 years (2003–2025) of real, consecutive 0050 ETF returns to compare the end points of two asset curves: starting now versus starting a few years later. Pick a start year, or randomize it to feel how different market periods change the outcome.
Do historical returns predict the future?
No. Past performance doesn't guarantee future results. The point of this tool isn't prediction — it's letting you feel how heavily time weighs in compounding. Actual results will vary with the market.
Now — what is your actual FIRE date?
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